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> The concept of consumer-directed care (CDC) is often associated with state-specific Medicaid waivers, but did you know that it is also among the fastest growing areas within the private duty care market?
> Many seniors and families feel they must use an agency for in-home care in order to be protected from liability in the event the caregiver is injured or causes injury to the senior or property. Families may also be fearful of the possibility of theft. For these reasons CareFamily provides protections for seniors and families that wish to hire caregiver(s) privately.
> When you hire a household employee to provide care for an elderly family member, you may be entitled to tax breaks to offset some of the payroll and tax expenses. There are two tax breaks available, of which one or both may help ease the financial burden of household employment. The following provides a basic explanation of these tax breaks.
> Long Term Care (LTC) Insurance is very common for seniors receiving in-home care. Many older policies mandate in-home care be provided by an agency; however, there are many LTC policies that allow for a privately hired in-home caregiver. Since every policy is different, CareFamily is happy to call your LTC Provider to inquire if the senior’s policy will cover privately hired caregivers.